Ric Inting Cebu City Real Estate Guiding you achieve wealth & success in Real Estate

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Yahoo News - Latest News & Headlines

As Trump hedges, U.S. military officers condemn Charlottesville rally with claritySenior officers in the U.S. Armed Forces have denounced the white nationalists who organized a violent rally last weekend in Charlottesville, Va.


8/16/2017 10:46:44 AM

Could Trump's Comments Lead To a GOP Presidential Primary?Trump's media availability drew intense criticism from the right. Former GOP Rep. David Jolly says today may be the start of a primary movement to replace Trump. He joins O'Donnell and Jarvis DeBerry to discuss Trump's long pattern of bigoted behavior.


8/15/2017 1:21:32 PM

North Carolina woman confronts man flying Nazi flag at his homeA North Carolina woman who confronted a man flying a Nazi flag outside his home says she felt the need to stand up to his show of hate in the wake of violence that erupted during a white supremacist rally in Charlottesville, Va., over the weekend.


8/15/2017 12:06:15 PM

KKK Members Convicted In Plot To Kill Black Inmate While Working As Prison GuardsTwo former Florida prison guards who were members of the Ku Klux Klan have been convicted of plotting to murder a black inmate after his release.


8/16/2017 11:20:13 AM

U.S. court rules Arkansas can block Planned Parenthood fundingA U.S. appeals court on Wednesday reversed a ruling that prevented Arkansas from cutting off Medicaid funding to Planned Parenthood following the release of controversial videos secretly recorded by an anti-abortion group. The 8th U.S. Circuit Court of Appeals in St. Louis reversed a ruling forbidding Arkansas from carrying through with Republican Governor Asa Hutchinson's directive to suspend Medicaid reimbursements to a Planned Parenthood affiliate.


8/16/2017 4:41:53 PM

Nigeria suicide bombers kill 28, wound 82Three women suicide bombers blew themselves up at the entrance to a camp for displaced people in northeast Nigeria on Tuesday, killing 28 people and wounding 82, local sources said. The attack -- the latest in a string of assaults in the troubled region -- took place in the town of Mandarari, 25 kilometres (15 miles) from Maiduguri, the capital of Borno state, said Baba Kura, a member of a vigilante force set up to fight jihadists. "Three female bombers triggered their explosive outside of the IDP (internally displaced persons) camp... killing 28 people and wounding 82 others," Kura said.


8/15/2017 9:10:42 PM

Utah Blogger's Missing Husband Found DeadPaul Swenson, 30, disappeared in late July after acting strangely for days, his family said.


8/16/2017 7:18:22 AM

Swiss Hotel Apologizes for Singling Out Jews in SignsThe hotel defended its signs requiring only Jews to shower before using the pool facilities.


8/15/2017 10:47:16 AM

After Charlottesville, both Bush presidents denounce ‘hatred in all forms’Former President George H.W. Bush and former President George W. Bush, in a rare joint statement, declared Wednesday that Americans must reject “hatred in all its forms” in the aftermath of the white supremacist and neo-Nazi rally in Charlottesville.


8/16/2017 9:49:10 AM

Dizzying artwork video uses oil, paint, and soap to create otherworldly movementThese dizzying images use oil, soap and paint to create movements that feel otherworldly, and seem to psychedelically burst from their surroundings.


8/15/2017 2:07:36 PM

Contacts


Ric Inting, Broker-CIPS
6332-253-8739(Office)
6332-272-7384(Home)
63917-546-7098(Cell)
6332-254-6073(Fax)

Ground Flr.Geson Bldg.,Jakosalem St., Ramos,
Cebu City, Cebu, 6000
Philippines


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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