Ric Inting Cebu City Real Estate Guiding you achieve wealth & success in Real Estate

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Yahoo News - Latest News & Headlines

Nikki Haley Slams Iran’s Role In Yemen War, Neglects To Mention U.S. Part In Humanitarian CrisisThe U.S. ambassador to the United Nations, Nikki Haley, stood before missile remnants that she claimed were covered in Iranian “fingerprints” on Thursday while laying out what she called “irrefutable evidence” that Tehran has violated its international obligations by militarily supporting rebels in Yemen.


12/14/2017 2:55:54 PM

Former press secretary shares heartbreaking memory of how Obama broke down over Sandy Hook shootingOn the fifth anniversary of the deadly massacre that took place at Sandy Hook Elementary School, former President Barack Obama's press secretary took to social media to remember the aftermath of the attack.


12/14/2017 11:16:01 AM

GOP Sen. Kennedy: Trump's nominee should have been able to answer my questionsLouisiana Sen. John Kennedy said that he has supported nearly every one of President Trump’s picks, but that he doesn’t support them blindly: “I ask questions that I expect them to be able to answer. In doing so, I’m just doing my job.”


12/15/2017 1:24:51 PM

2-Year-Old Steals Baby Jesus From Manger During Nativity PageantOne eager Tennessee 2-year-old took matters into her own hands during her church’s recent Nativity pageant


12/15/2017 11:50:14 AM

Friday's Morning Email: What The Net Neutrality Repeal Means For YouTOP STORIES (And want to get The Morning Email each weekday?


12/15/2017 6:33:30 AM

North Korean media appears to show early 'A-bomb photo'North Korea released footage of an arms and munitions industry conference that appears to show former leader Kim Jong-il inspecting one of the country's first ever atomic bombs.


12/15/2017 11:50:07 AM

Most Of The California Wildfires Are Under Control, But The Thomas Fire Is Still RagingMore than 10 days after the Thomas Fire sparked in Ventura County, the blaze grew to some 252,200 acres on Friday as more than 8,300 firefighters worked night and day to contain it.


12/15/2017 4:00:18 PM

Cards Flood In for Boy, 5, Who Remains in Hospital Following Texas Church MassacreRyland Ward is recovering after he was shot five times.


12/14/2017 12:47:17 PM

Time Is Running Out For Syria's Besieged CommunitiesNearly 745,000 men, women and children in Syria are trapped inside the war-torn country’s 33 besieged communities, living in desolate conditions at the mercy of President Bashar Assad’s authoritarian regime and its armed opponents.


12/14/2017 8:00:57 AM

Contacts


Ric Inting, Broker-CIPS
6332-253-8739(Office)
6332-272-7384(Home)
63917-546-7098(Cell)
6332-254-6073(Fax)

Ground Flr.Geson Bldg.,Jakosalem St., Ramos,
Cebu City, Cebu, 6000
Philippines


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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