Ric Inting Cebu City Real Estate Guiding you achieve wealth & success in Real Estate

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Yahoo News - Latest News & Headlines

Trump: ‘I hope’ Clinton runs for president in 2020President Trump tweets that he would like Hillary Clinton to run for president again in 2020.


10/16/2017 9:01:31 AM

Tamika Mallory Says She Was Kicked Off An American Airlines FlightActivist Tamika D. Mallory said Sunday that she was unfairly kicked off of an American Airlines flight over a seating dispute.


10/16/2017 3:05:57 PM

Harrowing viral footage shows 3-year-old riding a 20-foot pythonShocking footage that shows a little boy riding a 20-foot python in the streets of northern Vietnam is quickly making its way around the internet. 


10/16/2017 9:56:07 AM

Roman theater uncovered at base of Jerusalem's Western WallJERUSALEM (AP) — Israeli archaeologists on Monday announced the discovery of the first known Roman-era theater in Jerusalem's Old City, a unique structure around 1,800 years old that abuts the Western Wall and may have been built during Roman Emperor Hadrian's reign.


10/16/2017 4:39:38 AM

Death toll from Mogadishu truck bomb rises to 276 in deadliest single attack ever in Somalia's capitalThe death toll from a truck bomb that exploded near to a hotel and market in Mogadishu rose to 276 on Sunday, making it the worst terrorist atrocity in the country's history.  Saturday's savage attack targeted a busy street close to several important ministries in Somalia's capital. Officials say about 300 people were wounded. "This is the deadliest attack ever," police official Ibrahim Mohamed told AFP. "It is very difficult to get a precise number because the dead bodies were taken to different medical centres and some of them [were taken] directly by their relatives for burial." Most of the bodies in have been burnt beyond recognition, and police are braced for the number to rise due to the severity of the injuries sustained in the blast, which is the Horn Of Africa's deadliest single attack. Men and Somalian soldiers arrive on the site to rescue victims of the explosion of a truck bomb Credit: Mohamed ABDIWAHABMOHAMED ABDIWAHAB/AFP/Getty Images Following the attack, President Mohamed Abdullahi Mohamed declared three days of mourning. Crowds gathered in Mogadishu yesterday (SUN) with protesters condemning the bloodshed.  The Somali government blamed the attack on Al-Shabaab, an Islamist terror group that has fought a long running insurgency against Mogadishu. The Al-Qaeda affiliated organisation had not claimed responsibility for the attack Sunday evening. Al-Shabaab has carried out multiple recent attacks on the city using grenades, guns and bombs in its quest to topple the government, which is backed by the UN, and rock the African Union.  In January, the group killed at least 28 by ramming a car bomb into a hotel near parliament and then detonating a second device when ambulances arrived on the scene. In June it murdered 31 in an attack on a pizza restaurant. Civilians evacuate from the scene of the explosion Credit: REUTERS/Feisal Omar The organisation was forced out of Mogadishu in 2011, and has recently suffered a series of severe territorial losses to African Union peacekeepers and government troops, supported by US drone strikes.  "They don't care about the lives of Somali people, mothers, fathers and children," Prime Minister Hassan Ali Khaire said of the weekend's bombing. "They have targeted the most populated area in Mogadishu, killing only civilians." Foreign Secretary Boris Johnson said on Sunday: “The UK condemns in the strongest terms the cowardly attacks in Mogadishu, which have claimed so many innocent lives.  “Those responsible have shown no regard for human life or the suffering of the Somali people. The UK will continue to support Somalia in the fight against terrorism.” A Somali soldier helps a wounded civilian Credit: AP Photo/Farah Abdi Warsameh Despite the frequency of attacks on Mogadishu, the scale of the blast over the weekend has left the city reeling. Concrete buildings in the Hodan district were flattened by the explosion, with cars set on fire and smoke hanging heavy in the air. Hospitals put out desperate pleas for blood donations, and dazed people searched through piles of rubble, metal and bloodied sandals looking for family members. "With a heavy heart I would say this is the worst attack I have ever witnessed," Masoud Mohamed, who lost family members in the blast, told AP. Among those reported to have died in the attack are three brothers who worked at a nearby shopping centre, four volunteers with the Somali Red Crescent Society, and a local freelance journalist.


10/15/2017 4:12:25 PM

In A First, Scientists Spot Light Amid Gravitational Waves Emitted By Colliding StarsScientists for the first time have detected both gravitational waves and light from the collision of two dead, incredibly dense neutron stars.


10/16/2017 2:43:43 PM

Pot farmer's dreams go up in smoke during California wildfiresAndrew Lopas' plans to bring his marijuana business out of the black market with a legal, profitable and organic pot farm went up in smoke in the wildfires that have scorched Santa Rosa, California. After four decades of growing pot illegally, the 54-year-old saw an opportunity last year to start a legitimate business serving the medical marijuana market. Last Sunday, as the wildfires, which have now killed at least 40 people, first erupted, Lopas' cannabis farm in Santa Rosa went up in flames, leaving behind the stumps of two chimneys, heaps of ash, charred marijuana plants and a despairing entrepreneur.


10/15/2017 12:59:18 PM

No verdict on 1st day of jury work in burning death trialBATESVILLE, Miss. (AP) — Jurors deliberated more than four hours Sunday without reaching a verdict in the trial of a Mississippi man charged with burning a woman to death in 2014. The judge sent the sequestered group back to their hotel for the night, and court will be back in session for more deliberations Monday.


10/15/2017 8:05:44 PM

#MeToo: Alyssa Milano's Call For Sexual Abuse Victims To Come Forward Goes Viral#MeToo quickly became the top trending Twitter hashtag Sunday night as women spoke up to show the world just how common sexual harassment and sexual assault are.


10/15/2017 11:01:49 PM

'Did Mike make you pray?' Trump reportedly mocks Pence's 'religiosity'According to a lengthy "New Yorker" magazine profile of Mike Pence, the president has been known to mock the vice president’s evangelical values behind closed doors.


10/16/2017 9:27:48 AM

Contacts


Ric Inting, Broker-CIPS
6332-253-8739(Office)
6332-272-7384(Home)
63917-546-7098(Cell)
6332-254-6073(Fax)

Ground Flr.Geson Bldg.,Jakosalem St., Ramos,
Cebu City, Cebu, 6000
Philippines


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Cebu Real Estate   |  Featured Listings  |  For Rent  |  Home Search  |  Home Evaluation  |  Calculators  |  Buying  |  Selling   |  Lifestyle   |  Home Improvement  |  Testimonials  |  Search MLS Listings  |  For Buyers  |  For Sellers  |  Resources  |  Neighborhood  |  House and Home  |  About Me  |  Home - Style 1  |  News  |  Home Styling  |  Why Hire a Professional?  |  Health and Nutrition  |  Art and Design  |  Show Home Photos  |  Home Search - Style 1  |  Testimonials  |  Do not pay too much  |  Smooth Home Purchase  |  Avoid Buyer Errors  |  Your First Home  |  Sample Splash Page  |  Selling Your Home  |  Common Selling Mistakes  |  Selling Price  |  Healthy Living  |  Food and Entertaining  |  Money and Finance  |  Buyer's Toolkit  |  Tile Your Backsplash  |  Protect Your Pet at Home  |  Stain Removal  |  Backyard Pond  |  Sweet Smell of a Sale  |  Make yourself Scarce  |  Seller's Toolkit  |  Home and Garden  |  Moving your Pets  |  Dinner Party  |  Tips for grilling  |  Backyard Composting  |  Careers and Education  |  Weddings and Style  |  Family  |  Travel  |  Technology  |  Real Estate  |  Cebu Condominiums  |  House & Lot    |  Beach Properties  |  Commercial Properties  |  Rental Properties  |  Investment Properties  |  Training & Seminar  |  Real Estate Updates  |  Boracay Island Properties  |  Boracay Information  |  About Land Asia  |  Featured Properties  |  My Blog  |  Land Asia Awards
Contact Me
 

Privacy Policy  |  Site Map  |  Profile  |  Sign In

Choose language: