Ric Inting Cebu City Real Estate Guiding you achieve wealth & success in Real Estate

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Yahoo News - Latest News & Headlines

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8/17/2018 3:43:15 PM

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8/17/2018 7:20:33 PM

Genoa toll hits 43 as search for answers ramps upThe toll of Genoa's bridge collapse rose to 43 Sunday as rescuers confirmed they had found the remains believed to be of a missing family, a day after Italy held a funeral for the disaster victims. The findings mean that all those reported missing after Tuesday's tragedy have now been accounted for, although rescuers said the would continue combing the wreckage. "The bodies of the final three missing people were found overnight," Italy's fire service said on Twitter Sunday.


8/19/2018 4:53:11 AM

Venezuelans flee economic crisis at homeThe Pentagon is preparing to dispatch a hospital ship to Colombia and possibly other parts of South America to help relieve strain on health care systems overloaded by an influx of hundreds of thousands of Venezuelans. An estimated 2.3 million Venezuelans have fled the crisis-torn country as of June, mainly to Colombia, Ecuador, Peru and Brazil.


8/18/2018 10:55:22 AM

Trump defends ex-aide Manafort as jury weighs verdictIn remarks to reporters at the White House, Trump again called Mueller's investigation, which had cast a cloud over his presidency, a "rigged witch hunt," but sidestepped a question about whether he would issue a presidential pardon for Manafort. The jurors met for about seven hours on Thursday without reaching a verdict on 18 criminal counts with which Manafort is charged. As president, Trump has the power to pardon Manafort on the federal charges.


8/17/2018 1:16:36 PM

Elon Musk Unloads On 'Excruciating' Year As Tesla Stock DropsAnyone can see that Elon Musk has been having a rough year.


8/17/2018 10:02:29 AM

Kansas Postal Worker Finds Giant Boa Constrictor Wrapped Around MailboxNo letters for these folks today!


8/18/2018 12:06:34 PM

Barack Obama, Justin Trudeau and Other World Leaders Celebrate the Life of Kofi Annan"Kofi Annan was a guiding force for good"


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Contacts


Ric Inting, Broker-CIPS
6332-253-8739(Office)
6332-272-7384(Home)
63917-546-7098(Cell)
6332-254-6073(Fax)

Ground Flr.Geson Bldg.,Jakosalem St., Ramos,
Cebu City, Cebu, 6000
Philippines


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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